When your company joins the Preventative Health Initiative (PHI) through Interstate Insurance Specialists, you’re doing more than providing health coverage—you’re giving your team a full wellness program designed to keep them healthy, supported, and engaged.
This isn’t your typical benefits package. It’s a smarter, more complete solution to improve retention, lower long-term costs, and simplify your role as an employer.
What’s Included in PHI?
✅ Minimum Essential Coverage (MEC)
Stay compliant with ACA requirements while offering essential health protection that truly supports your workforce.
✅ Free Prescription Medications
Many common prescriptions come at no cost to employees—removing barriers to consistent care and better health outcomes.
✅ Mental Health Support
Employees gain access to licensed professionals who can help them cope with stress, anxiety, and burnout—crucial for today’s workplace.
✅ Personalized Wellness Coaching
From fitness and nutrition to lifestyle improvements, your team receives one-on-one coaching that encourages lasting, healthy habits.
✅ Cash Value Life Insurance
PHI includes a policy that builds cash value over time, offering peace of mind and a valuable financial resource for the future.
✅ Hospital Bill Negotiation Services
Unexpected medical expenses can be overwhelming. PHI provides experts who work to reduce hospital bills, easing financial stress for employees and their families.
Flexible and Easy for Any Business
Whether your team already has coverage or needs a standalone plan, PHI is designed to integrate smoothly with existing benefits or work independently. It keeps things simple for HR while maximizing value for employees.
Ready to Support Your Team and Save on Costs?
Schedule a consultation with Interstate Insurance Specialists to see how PHI can transform your employee benefits strategy. With this program, you’ll enhance employee satisfaction, improve wellness, and reduce administrative headaches—all at once.
👉 Learn more about our health and wellness solutions today!
Office@iis4u.com
(801) 452-1303
iis4u.com
Serving Businesses Nationwide & Locally in Ogden, Salt Lake City, and Provo, UT
The information provided is for informational purposes only and does not constitute financial advice. Please consult a licensed professional for specific guidance regarding your financial needs.


